From Auto Insurance to Workers' Comp and Group Health
Protecting Columbia, SC, with Cost-Effective Insurance Solutions
Why should you get acquainted with the team at Adams, Eaddy & Associates - our Columbia, South Carolina, office?
Because we work for you! As an independent agency with relationships with most of the nation’s leading carriers, we can objectively identify your financial risks and address them through the most conscientious and cost-effective insurance means available.
If you’re an individual, you can count on us to protect the things that matter most to you with the most competitive rates for car insurance, homeowners insurance, and other personal insurance products.
If you are a business, our aim is to enhance your profitability by driving down accidents and costs with our thorough risk management assessment process. We help you cost-effectively protect your business with the most competitive workers' compensation, property, liability, and group health solutions available.
Insurance breadth and depth
Our parent company, Correll Insurance Group, is the largest non-bank owned independent agent in South Carolina, offering a range of competitve insurance products, from auto and home insurance to workers' compensation, property insurance, group health, and more.
Here at the Columbia office known as Adams, Eaddy & Associates, we have built a solid reputation with the residents and businesses of Columbia, South Carolina. We offer free auto insurance quotes and cost-effectively protect all aspects of your home and business with coverage lines including:
- Car insurance
- Homeowners insurance, including high-value homes
- Vacation home insurance
- Umbrella policies
- Renters insurance
- Business insurance
- Group health plans
- Workers' compensation insurance
- Property insurance
- Liability insurance
- Commercial auto insurance
- Life, disability, long-term care, and health insurance for individuals and groups
- 401(k) plans
- Contract/surety bonding
- Pollution liability
- Much, much more!
Group Health Insurance Cost Control Strategy
Many employers have responded to the huge cost burden of group health insurance by shifting part of the expense to their employees through bigger deductibles and larger contribution requirements. However, employees have tight budgets too, and many cannot afford the added expense.
As an alternative, we help you create a group health plan that includes a smart mix of employer-funded and voluntary benefits. Voluntary benefits allow employees to select the benefits they want, with the lower rates and underwriting leniency offered to groups. Furthermore, they pay for their benefits with convenient payroll deductions. Also, benefits are portable, so they can take them if they change positions.
This innovative group health insurance strategy is a win-win. You control expenses while attracting and retaining top talent. Your employees get to hand-pick a mix of benefits to suit their ages and lifestyles.
With PPACA on the horizon, this group health insurance strategy may also help you prepare for the “Cadillac” tax slated for 2018. Want to learn more? Contact us today for a complimentary assessment.
A longstanding history in Columbia, South Carolina
Adams, Eaddy & Associates came into existence on Jan. 1, 1980, in a tiny two-room office located on the second floor of a converted house at 2606 Devine St., Columbia, South Carolina. The founding shareholders were Hal Adams, Karen Burns, and Bill Eaddy. The three-person firm was then known as Adams, Burns and Eaddy. Against the backdrop of an uncertain economy, the three began to take on the established insurance firms, making use of new technology and innovative insurance products underwritten by the Insurance Company of North America and Chubb & Son. They wrote personal products such as car insurance and home insurance, along with business lines such as workers' comp, property insurance, and group health plans. Their hard work, youthful exuberance, and success soon began to attract the attention of both new customers and competitors. It wasn’t long before their portfolio of insurance company partners and their client list grew.
To support its growth, the agency relocated to several different Devine Street locations over the years. The present location, 2230 Devine St., has served the firm since 1999. None of the moves have taken Adams, Eaddy & Associates more than a few blocks from its original home in the pleasant tree-lined area of Columbia known as Shandon.
Along with growth in the first decade came many changes for Adams, Eaddy & Associates. In 1983, Karen Burns left the firm to pursue other interests. Then in 1985, the assets of Tate-Garrick Insurance Agency were purchased by the firm. Soon thereafter, the operations of Hardy Insurance Agency were combined with Adams, Eaddy & Associates. That was followed in 1988 by the addition of Dubose Stuckey Stewart.
Change and growth continued in the 1990s with the addition of support staff and sales professionals. In 1992, Hal Adams began a new venture leaving Bill Eaddy as sole stockholder. Then in 1993, Adams Eaddy acquired the Hunter Dickson Agency. Also in 1993, Adams, Eaddy & Associates became a major player in the construction insurance and bond market with the creation of a contract surety department. The latter part of the decade saw unprecedented growth as the firm increased market share in the areas of auto insurance, home insurance, and business insurance.
From the year 2000 to present, Adams, Eaddy & Associates has continued to grow. A major emphasis in recent years has been in the commitment of resources to our life insurance and employee benefits departments. With our staff and company representation, we have the expertise and the resources to meet all of the life, disability, long-term care, car insurance, property insurance, health insurance, and retirement planning needs of our business and individual clients.
Old-fashioned service combined with new insurance efficiencies
Over the years, new technology has allowed us to grow and serve more clients, while maintaining a staff of about 40 employees. You’ll find that we’ve still retained the old-fashioned courtesy and neighborhood feel we have always had. We look forward to continuing our commitment to insurance excellence and our service to the businesses and families of Columbia, SC.
As part of Correll Insurance Group, Adams, Eaddy & Associates offers cost-effective auto, business, and home insurance quotes for Columbia, South Carolina. Call our office at (888) 224-2495 or complete the “Contact us” box above to learn more.