Auto and Home Insurance for Loris Families

Free Car Insurance Quotes, Low Car Insurance Rates

Why should you get acquainted with the team at John T. Cook and Associates – our Loris, South Carolina, office?


Because you’ll love our hometown service and affordable rates for all your auto, home, and business insurance needs!

Your one-stop insurance source

Whether you need car insurance, vacation home insurance, or renters insurance, we strive to make your experience the best it can be with affordable, comprehensive coverage. As your neighbors, we appreciate the opportunity to get to know you, shop the rates on your behalf, and provide the best insurance protection for your hard-earned dollar.

Here, you’ll find every insurance product you need in one convenient place. Ask us about:

  • Homeowners insurance
  • Renters insurance
  • Car insurance
  • Vacation home insurance
  • Business insurance
  • Business owners policy (BOP)
  • Liability insurance
  • Life insurance
  • Restaurant insurance
  • Much, much more!

Do you need renters insurance?

If you rent an apartment or condominium, renters insurance covers your possessions against covered causes of loss such as vandalism, theft, smoke damage, or windstorm. Depending on your policy, renters insurance may also cover the cost of additional living expenses if you have to temporarily relocate while your apartment or condo is repaired or restored. Usually your landlord’s insurance covers damage to the building, but does not pay to replace renters’ belongings. Here at John T. Cook and Associates, we’ve helped countless renters secure smart, affordable protection. We’d like to help you too.

What Losses Are Covered by Homeowners Insurance?

Most homeowners insurance policies protect your home’s structure and belongings if they are damaged by fire, lightning, windstorm, hail, smoke, vandalism, theft, falling objects, the weight of ice or snow, volcanic eruption, or vandalism. In addition, many policies provide protection if a home heating or plumbing system or major appliance explodes, leaks, or freezes.

The causes of loss that are typically excluded by standard policies include earthquake, mudslide, landslide, flood, sewer back-up, sinkhole, war, or nuclear accident. Most standard policies also do not cover damage caused by negligent home maintenance.

Of course, all homeowners and renters insurance policies have variances, so carefully read your policy.

Meet our team

The office is staffed by commercial lines account manager Cheryl Hiers and personal lines account manager Chloe Andrews. If you have a business or liability insurance need, Cheryl is the person to call. If you need a quote on your home and auto, Chloe will be happy to assist you.

The Loris office was founded in 1980 under the name Anderson General Insurance. In 2010, the office joined with John T. Cook and Associates, a division of Correll Insurance Group. John T. Cook and Associates founder and president, John “Tommy” Cook, manages the Myrtle Beach and Loris offices. Over the years, the Loris, SC, location has grown and expanded its products, helping Loris families with auto and homeowners insurance, and assisting Loris businesses with workers compensation, property, and liability insurance.

Correll Insurance Group is the largest non-bank owned independent agent in South Carolina, offering customized personal and business solutions that include homeowners, renters, and auto insurance. With 20 locations across two states, clients enjoy access to more options and the most affordable pricing available.

Before you buy car insurance, call John T. Cook and Associates

In the community of Loris, John T. Cook and Associates has become known as the go-to source for affordable car, home, and renters insurance. Unlike many agencies, we don’t work for just one insurance carrier. Instead, we shop the market on your behalf, to help you identify and compare a wide range of choices from many of the nation’s leading carriers. From renters insurance to home and auto insurance, you can count on John T. Cook and Associates for friendly service and low rates.

Please call us anytime for a free home or car insurance quote. Whatever you do, don’t buy another insurance policy until you’ve compare our rates.

John T. Cook and Associates offers agents you can trust and service you can count on for all your auto, home, and renters insurance needs. To learn more, call our Loris, South Carolina, office at (843) 756-7460 or complete the “Contact us” form at the top of this screen.