Your Source for Sizzling Hot Restaurant Insurance

Protecting Myrtle Beach, SC, Businesses and Families

Why should you get acquainted with the team at John T. Cook and Associates – our Myrtle Beach, South Carolina, office?


Because when it comes to insurance, we mean business! Unlike many insurance professionals, we consider ourselves specialists in insuring restaurants and their related risks. We help you insure against the unique exposures of the food industry, including food spoilage, patron slips and falls, employees cuts and lifting injuries, business interruption, and liquor liability – just to name a few. Our tailored restaurant insurance program includes property, liability, workers’ compensation, and commercial auto insurance.

In addition to protecting Myrtle Beach, South Carolina, businesses and restaurants, we also insure Myrtle Beach families. Whether you need car insurance, vacation home insurance, or renters insurance, our associates strive to make your experience positive with affordable, comprehensive insurance coverage. As members of your hometown, we enjoy getting to know you so we can build an insurance program that meets your needs perfectly and provides the ultimate peace of mind.

Our lines of coverage are vast, giving you the time-saving convenience of one-stop insurance shopping. Ask us about:

  • Business insurance
  • Restaurant insurance
  • Condominium association insurance
  • Directors and officers (D&O) coverage
  • Workers’ compensation insurance
  • Commercial auto insurance
  • Property and liability insurance
  • Homeowners insurance, including high-value homes
  • Car insurance
  • Vacation home insurance
  • Second residences
  • Flood Insurance
  • Renters insurance
  • Auto insurance
  • Umbrella policies
  • Much, much more!

Quality insurance solutions for business and life

John T. Cook and Associates was established in Myrtle Beach, SC, in May of 1983. Founder and president, John “Tommy” Cook, worked as a commercial underwriter for two large carriers for 10 years before yielding to his entrepreneurial spirit and founding his insurance agency. Tommy continues to be active in the business and serves as the agency president.

Over the years, the Myrtle Beach insurance agency has grown from a staff of three to a staff of 13 insurance professionals, helping clients with auto insurance, homeowners insurance, and business insurance, with specialized focus in the restaurant insurance and condominium association insurance niches. In 2009, the agency became a member of the Correll Insurance Group, the largest non-bank owned independent agent in South Carolina, offering a range of competitve insurance products, from customized business solutions to personalized car and home insurance. The company has more than 140 insurance professionals across the state and provides the John T. Cook agency with access to more markets, which means better options and more competitive pricing for clients.

John T. Cook and Associates has become known as the community experts for cost-effectively insuring your auto, home, and business exposures. Unlike many “branded” agencies, we don’t work for one insurance carrier with a one-size-fits-all solution. We work tirelessly for you to identify all your options and help you compare insurance rates and coverage choices. We are independent and represent most of the nation’s leading home, business, restaurant, and auto insurance companies. From business insurance to home insurance and auto insurance, you can count on John T. Cook and Associates for discount auto insurance, knowledgeable agents and personalized friendly service. It’s easy to see why the John T. Cook team has earned the trust and respect of Myrtle Beach businesses and families.

Condominium Association Insurance

As a condo association, you take actions and make decisions on behalf of your member homeowners. For example, you may hire a landscaping company, make decisions about pool maintenance, or hire and supervise a team of lifeguards. You also might collect dues and manage a budget.

It seems easy enough, but it’s far from easy when something goes seriously wrong. For example, who is responsible if a lifeguard accuses a board member of sexual harassment? What happens if the condo association treasurer embezzles the association’s funds? Who pays if the pool isn’t correctly maintained and several children become violently ill due to chemical poisoning?

Many board members are surprised to learn that when things go wrong, they can be found personally liable if the association does not have the proper condo association insurance coverage with directors and officers liability protection.

Here at John T. Cook and Associates, we’ve helped countless condo associations understand their risks and secure smart, affordable protection. We’d like to help you too.

Call us today for a complimentary assessment and quote.

We understand that you’re busy and you have better things to do than worry about insurance. Go ahead! Go to the beach or the golf course. We’ve got you covered with comprehensive insurance coverage, competitive rates for home and car insurance, and sound business advice.

If you need information about any type of insurance, don’t hesitate to call. We are honored to protect what matters most to you. Whatever you do, don’t buy another insurance policy until you compare business, home, and auto insurance rates with us. And don’t forget, as South Carolina’s local insurance experts, we are specialists in rental home, vacation home, and second home coverage. We also understand how to protect the unique exposures of coastal homes and commercial properties. Call us today – you’ll be glad you did!

As part of Correll Insurance Group, John T. Cook and Associates offers agents you can trust and service you can count on for all your auto, home, business, and restaurant insurance needs. To experience the difference, call our Myrtle Beach, South Carolina, office at (843) 626-9491 or complete the “Contact us” form above.