Across Martin County and Eastern North Carolina, many businesses depend on vehicles to deliver products, reach job sites, transport equipment, and meet customers.
A contractor traveling from Williamston to Greenville, a company operating work trucks along US Highway 64, or a business making deliveries throughout neighboring counties may need to consider how commercial auto insurance applies to its vehicles and drivers.
Boyd Agency helps business owners review commercial auto insurance options based on vehicle type, business use, driver information, operating territory, and requested policy limits.
Because personal auto policies may exclude or limit certain business activities, it is important to discuss how each vehicle is actually used before requesting commercial insurance.
Commercial auto insurance may be available for numerous business vehicle types.
Vehicles to discuss may include:
Coverage options can include bodily injury liability, property damage liability, collision, comprehensive, uninsured and underinsured motorist insurance, medical payments, and other applicable options.
Businesses may also need hired and non-owned auto liability insurance when employees use personal vehicles or rented vehicles for certain business activities.
Availability and policy requirements depend on vehicle specifications, business operations, drivers, and underwriting guidelines.
Businesses with multiple vehicles may want to discuss whether a commercial fleet policy is available.
Fleet insurance may offer a way to insure several qualifying vehicles through one policy, depending on the insurance company and underwriting requirements.
Important considerations may include the number of vehicles, vehicle types, driver records, use, cargo, routes, and whether vehicles operate outside North Carolina.
A distribution company, construction business, farm-related operation, or regional service company may each have different commercial auto requirements.
Boyd Agency helps businesses in Williamston, Robersonville, Jamesville, Plymouth, Washington, Greenville, and surrounding Eastern North Carolina communities review vehicle insurance options.
Contact our office with information about your vehicles, drivers, and business operations to begin the quote process.
You may also call (252) 792-5125 to speak to an agent.
Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.
Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that’s been serving the Carolinas for over 95 years. So, you don’t have to choose between having a personal relationship with your agent and knowing your insurance has enough resources. You’ll get both with Correll.
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