Home Insurance for Charleston, SC Homeowners

Owning a home in Charleston, Mount Pleasant, Summerville, North Charleston, Daniel Island, Johns Island, James Island, West Ashley, or another Lowcountry community comes with both opportunity and responsibility. Your home may be one of your largest purchases, and it may also be where your family lives, gathers, works, rests, and stores many of your personal belongings.

Correll Insurance Group of Charleston helps South Carolina homeowners review home insurance options based on their property, location, belongings, liability risks, and budget. Because Lowcountry homes can face different concerns than properties in other parts of the state, it is important to consider factors such as wind, storms, flood exposure, roof age, building materials, proximity to water, and whether the property is used year-round, seasonally, or as a rental.

Whether you own a primary residence, condo, second home, vacation home, or rental property in the Charleston area, our local independent agents can help you begin the quote process.

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What Can Homeowners Insurance Help Address?

Homeowners insurance is designed to help homeowners respond financially to certain losses involving their home, belongings, and liability risks. While every policy is different, many home insurance policies may include several key parts.

Common homeowners insurance items to discuss include:

  • Dwelling Insurance - May help repair or rebuild the physical structure of your home after a qualifying loss. This can include the roof, walls, foundation, attached garage, porch, deck, and other attached structures, depending on the policy.
  • Other Structures Insurance - May apply to detached structures on the property, such as a detached garage, shed, fence, workshop, guest structure, or other detached building, depending on policy terms.
  • Personal Property Insurance - May help repair or replace belongings such as furniture, clothing, electronics, appliances, tools, décor, and other personal items after certain losses listed in the policy.
  • Liability Insurance - May help respond to certain claims if someone is injured on your property or if you are responsible for damage to another person’s property.
  • Loss of Use - May help pay certain temporary living expenses if your home cannot be lived in after a qualifying event and repairs are being made.
  • Medical Payments - May help pay certain medical expenses if a guest is injured on your property, regardless of fault, depending on the policy.

Standard homeowners insurance policies generally do not include flood or earthquake coverage. If you think you may need flood insurance or earthquake insurance, ask your agent to prepare a quote for those risks.

Start a Home Insurance Quote

A home in downtown Charleston may raise different insurance questions than a house in Mount Pleasant, a condo on Daniel Island, a property on Johns Island, a residence in Summerville, or a second home near the water. We also offer coverage for vacation homes and second homes. If you rent a home, apartment, or condo, we can prepare a renters insurance quote for you as well.

Correll Insurance Group of Charleston can help homeowners across Charleston, Mount Pleasant, Summerville, North Charleston, Daniel Island, Johns Island, James Island, West Ashley, and nearby communities review available home insurance options. Ask us for a free homeowners insurance quote today.

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You may also call (843) 486-8711 to speak to an agent.

Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.

"We are a small business here in Charleston, SC, and we cannot be more happy with the professionalism from the CIG Charleston team. I have lots of questions and lots of request from my customers for certificates to be sent, and their team is always more than happy to answer and reply to my customers' requests in a timely fashion. It’s unbelievable how easy they made the whole experience of stepping out on faith and starting a business!" - Jason M.

Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that’s been serving the Carolinas for over 95 years. So, you don’t have to choose between having a personal relationship with your agent and knowing your insurance has enough resources. You’ll get both with Correll.

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Correll Insurance Group

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1232 Chuck Dawley Boulevard Mt. Pleasant, SC 29464 |
(843) 486-8711

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