Unlike those big-name agencies, we don’t work for one insurance carrier with a one-size-fits-all solution. We instead get to know you personally to help you compare insurance rates and coverage choices. We are a Trusted Choice® independent agency and represent most of the nation’s leading business, personal, and auto insurance companies. It’s easy to see why Gardner Associates Insurance has earned the trust and respect of our Columbia policyholders.

We work with a number of highly rated insurance carriers giving us the capability to offer you a broad mix of products and services. We will work with you to find solutions to address your insurance coverage requirements at a price that fits your budget.
At Gardner Associates, we take pride in listening to our customer's needs and working together to provide you with helpful information and support for your risk management needs so you can focus on what you do best.