Comprehensive Nonprofit Insurance Programs

North and South Carolina are home to a vast number of social service organizations, ranging from children’s homes and rehabilitative groups to affordable housing and career counseling. Such organizations do great deeds every day. It is only right that those organizations have coverage to protect them.

Our knowledgeable team at Correll Insurance Group has been serving the Carolinas for nearly 90 years and is dedicated to meeting the needs of our clients. We understand how risks can vary widely by the type of service provided. When you want assurance that your nonprofit insurance portfolio matches the unique needs of your organization, turn to Correll Insurance.

General Insurance Coverage For Most Nonprofit Organizations

Most nonprofit organizations have strict budgets that require careful decision-making with regard to the type and amount of insurance coverage to carry. The policies listed here offer an idea of the types of nonprofit insurance your social service organization should consider carrying to protect you, your employees, your volunteers, and the people you serve:

  • General liability: Commercial general liability coverage insures you against basic claims stemming from personal injury accidents such as slips-and-falls.
  • Social service professional liability insurance: This covers claims for errors and omissions as well as general negligence on behalf of your employees.
  • Employment practices liability insurance (EPLI): From claims of discrimination and breach of contract to sexual harassment and wrongful termination, EPLI protects you in the event someone files a lawsuit against your organization.
  • Directors and officers insurance (D&O): With D&O insurance, you show your board that you value each member’s time and efforts by safeguarding each of them against claims for mismanagement, discrimination and other matters.
  • Commercial property insurance: This policy covers your office building and any property you keep in it.
  • Volunteer accident liability insurance: Accident liability insurance includes coverage for medical expenses, accidental dismemberment and accidental death. Having such a policy protects your company from extensive medical bills while also shielding your volunteers from such costs.
  • Sexual abuse coverage: This provides protection in the event of a claim for sexual abuse or sexual molestation. It includes coverage for claims of emotional and psychological harm.
  • Commercial auto insurance: From general business cars to buses, we can help you insure any type of vehicle you use for your nonprofit, including non-owned and hired automobiles.
  • Event insurance: Whether you are running a fundraiser or a thank you event for volunteers, we have the event insurance you will require to protect your organization and your guests.
  • Commercial umbrella insurance (excess liability coverage): With an umbrella insurance policy, you are covered even if an injury claim exceeds your base policy limits. You also gain coverage for costs related to defending against injury claims.

Insuring Children’s Homes

Creating a comprehensive insurance program for group homes for children requires as much special attention and care as running the home does. At Correll Insurance, our agents work hard to identify which policies will benefit your children’s home program, including considering specialty coverage for:

  • Children’s clothing and personal belongings
  • Food and refrigerated items
  • Child abduction liability
  • Key employee replacement

We have worked directly with children’s homes in the past, and can put that knowledge and experience to work for your organization.

Rehabilitation Services Insurance Program

We offer specialty insurance services to rehabilitative programs located throughout North and South Carolina. Programs we insure include:

  • Job rehabilitation services
  • Physical rehabilitation services
  • Vision and speech therapy rehabilitation services
  • Drug and alcohol rehabilitation services

Regardless of the type of rehab program you offer, turn to our dedicated team to make sure you are covered no matter what happens.

Get A Free Insurance Quote For Your Social Service Organization

Learn more about the types of social service insurance programs we provide to nonprofits throughout the state. Call us today or stop by one of our offices to talk to an independent agent at Correll Insurance Group and to request your free quote.

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You may also call (864) 583-5445 to speak to an agent.

Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.

Not only are you a great agency (Myrtle Beach office) you are friendly, courteous and professional and always there when we need you.


Find A Local Agent

Looking for a trusted insurance partner you can count on? Look no further. Correll Insurance Group is here to serve you as we have served many generations throughout the Carolinas over the past 90 years. Our teams of independent insurance agents look forward to providing competent, competitive, and caring service that’s also convenient for you or your business.

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Adams, Eaddy & Associates

Columbia, SC
(803) 254-9404
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Bowery Insurance Services

Kingsport, TN
(423) 288-8347
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Carolina Insurers Associates

Tabor City, NC
(910) 653-8835
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Cashiers Insurance Agency

Cashiers, NC
(828) 743-2209
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Carter Glass Insurance Agency

Raleigh, NC
(919) 781-1973
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Chandler Insurance

Greenville, SC
(864) 232-1591
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Citizens Insurance Agency

Anderson, South Carolina
(864) 226-0354
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Correll Insurance Group of Charleston

Mt. Pleasant, SC
(843) 486-8711
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Correll Insurance Group of Gaffney

Gaffney, SC
(864) 489-5788
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Correll Insurance Group of Hilton Head

Hilton Head Island, SC
(888) 668-8082
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Correll Insurance Group of Inman

Inman, SC
(864) 472-2129
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Correll Insurance Group of Rock Hill

Rock Hill, SC
(803) 324-2984
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Correll Insurance Group of Spartanburg

Spartanburg, SC
(864) 583-5445
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Correll Insurance Group of Union

Union, SC
(864) 429-8819
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CWS Insurance Agency

Spartanburg, SC
(864) 583-1451
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CWS Insurance Agency - Gaffney

Gaffney, SC
(864) 583-1451
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David A. Crotts & Associates

Greenwood, SC
(864) 223-8788
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Fields Insurance

Columbia, SC
(803) 708-3775
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Gardner Associates Insurance

Columbia, SC
(803) 978-2000
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Godwin Insurance Agency

Greensboro, NC
(336) 379-8640
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Insight Risk Management—Collins

New Albany , MS
(662) 534-7676
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Insight Risk Management-Cordova

Cordova, TN
(901) 278-5375
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Insight Risk Management-Marion

Marion, AR
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Raleigh, NC
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J. Mark Bowery Insurance

Kingsport, TN
(423) 288-8347
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Jerome and Summey Insurance Agency

Brevard, NC
(828) 884-4161
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John T. Cook & Associates – Loris

Loris, SC
(843) 756-7460
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John T. Cook & Associates – Myrtle Beach

Myrtle Beach, SC
(843) 626-9491
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Landrum Insurance Agency

Landrum, SC
(864) 457-3328
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Lowcountry Insurance & Financial Services

Pawleys Island, SC
(843) 237-1353
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Lowcountry Insurance Services

Port Royal, SC
(843) 522-2020
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McB Group Insurance Group

Pittsboro, NC
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McInturff, Milligan & Brooks

Greeneville, TN
(423) 639-5171
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The Phoenix Company

Winston Salem, NC
(336) 765-9332
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SFI Group - Sneads Ferry

Sneads Ferry, NC
(910) 327-3388
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Smith-Berclair Insurance

Memphis, TN
(901) 753-4323
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SouthPoint Risk-Nashville

Nashville, TN
(615) 356-3212
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SouthPoint Risk-Clarksville

Clarksville, TN
(931) 647-6400
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SouthPoint Risk-Dickson

Dickson, TN
(615) 446-2814
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SouthPoint Risk-Knoxville

Knoxville, TN
(865) 584-1115
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SouthPoint Risk-Maryville

Maryville, TN
(865) 983-3872
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SouthPoint Risk-McMinnville

McMinnville, TN
(931) 473-9641
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SouthPoint Risk-Russellville

Russellville, KY
(270) 726-3638
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SFI Group - Surf City

Surf City, NC
(910) 329-4443
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The United Insurance Agency

Laurens, SC
(864) 984-4548
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WC Dillon Company

Nashville, TN
(615) 269-7887
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Parks & Associates Insurance, LLC

Dover, TN
(931) 232-9919
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