COVID-19 Announcement

Correll Insurance Group is committed to the health and safety of our associates and clients as we face these uncertain times with the spread of COVID-19. Our offices are open for business, but please keep in mind that we can always be reached via telephone or email. If you need to make an insurance payment, please consider either paying online or mailing a payment. We believe that social distancing is just another vital tool in preventing the spread of this virus. We are committed to protecting what matters most in our communities.

Yes, Your Nonprofit Needs Insurance

What happens if someone attending your nonprofit’s fundraiser falls and suffers serious injuries? Or if your organization is sued for a hiring or employment termination decision?

Like for-profit businesses, nonprofit organizations face risks and potential liabilities, and insurance is an essential part of risk mitigation for all incorporated nonprofits. (If the nonprofit is not incorporated, any potential liability falls on the individual(s) who formed and/or run the enterprise.)

There are some risks — and, therefore, insurance coverages and programs — unique to nonprofits. No single policy will cover every risk a nonprofit could face. It’s important to work with an agent or agency with nonprofit insurance experience so that a complete risk assessment can be completed. Then, an independent agent will be able to consider a variety of carriers and options and recommend a package of appropriate policies (at the best possible price) to best safeguard the organization, its employees and directors.

Most nonprofits should consider a Nonprofit Directors & Officers Liability Insurance. D&O coverage goes beyond a general liability policy to specifically protect the personal assets of a nonprofit’s board members in the event of a lawsuit. Many nonprofits and their board members do not realize that they can be held personally liable for the acts of the organization. Nonprofit D&O Liability Insurance covers the cost of defense and settlements of judgements if wrongful act suits are filed against the organization.

There are many coverages geared to insure specific types of nonprofit organizations, from supplemental policies that cover abuse to camps and fundraising events. There is no one-size-fits-all policy or coverage program. The first step is to understand the organization’s risks and then develop a package.

If you have concerns about a nonprofit you direct, work for, or serve as a board member, contact your local agent today.

Contact Us

Find A Local Agent

Looking for a trusted insurance partner you can count on? Look no further. Correll Insurance Group is here to serve you as we have served many generations throughout the Carolinas over the past 80 years. Our teams of independent insurance agents look forward to providing competent, competitive, and caring service that’s also convenient for you or your business.

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Citizens Insurance Agency

Anderson, South Carolina
(864) 226-0354
branch details

Lowcountry Insurance Services

Beaufort, SC
(843) 522-2020
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Correll Insurance Group of Bluffton

Bluffton, SC
(888) 668-8082
branch details

Adams, Eaddy & Associates

Columbia, SC
(803) 254-9404
branch details

Correll Insurance Group of Gaffney

Gaffney, SC
(864) 489-5788
branch details

Chandler Insurance

Simpsonville, SC
(864) 232-1591
branch details

Correll Insurance Group of Hilton Head

Hilton Head Island, SC
(888) 668-8082
branch details

Correll Insurance Group of Inman

Inman, SC
(864) 472-2129
branch details

Landrum Insurance Agency

Landrum, SC
(864) 457-3328
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United Insurance Agency

Laurens, SC
(864) 984-4548
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John T. Cook & Associates – Loris

Loris, SC
(843) 756-7460
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John T. Cook & Associates – Myrtle Beach

Myrtle Beach, SC
(843) 626-9491
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Correll Insurance Group of Rock Hill

Rock Hill, SC
(803) 324-2984
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Correll Insurance Group of Spartanburg

Spartanburg, SC
(864) 583-5445
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Correll Insurance Group of Summerville

Summerville, SC
(843) 486-8711
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Correll Insurance Group of Union

Union, SC
(864) 429-8819
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Jerome and Summey Insurance Agency

Brevard, NC
(828) 884-4161
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Cashiers Insurance Agency

Cashiers, NC
(828) 743-2209
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The Phoenix Company

Winston Salem, NC
(336) 765-9332
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Gardner Associates Insurance

Columbia, SC
(803) 978-2000
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Fields Insurance

Columbia, SC
(803) 708-3775
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Carter Glass Insurance Agency

Raleigh, NC
(919) 747-4673
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J. Mark Bowery Insurance

Kingsport, TN
(423) 288-8347
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