David A. Crotts & Associates

Homeowners and auto insurance in Greenwood, SC

For residents of our small community, we offer competitively priced homeowners and auto insurance packages to fit individual needs and budgets. Our homeowners insurance policies provide protection for the home itself, along with adjacent buildings and structures, such as sheds and garages. These policies protect against fire, theft, vandalism and other named events. Depending on the family, we may also suggest umbrella insurance, which is also known as excess liability insurance, and personal property insurance, which offers additional coverage for high-value items such as jewelry and furs.

Everyone’s needs are not the same, so it is best to consult your agent to help assess your needs and find the homeowners insurance policy that is right for you.

Our auto insurance packages focus on quality of coverage. For instance, if your car is one that you and your teens use, we want to ensure you have coverage. This doesn’t always mean the cheapest car insurance, but it does mean the best fit. We will also help you to control costs by evaluating policies and available discounts across several companies. In addition to your car, we offer policies for your automated toys, such as your boats, motorcycles, ATVs and RVs.

Insuring your Greenwood home

Whether you call it your forever home, your second home, or your dream home, we have options to insure your risk. What should you discuss with your agent?

• How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed? (Ask your agent to talk you through your home’s features and the things you own so you can make an informed decision about coverage.)
• Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
• What discounts are available? (Ask about multiple policy, security system and fire resistance discounts.)
• What’s the process for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Your home brings you great joy and happiness. Protect your home and your future memories by insuring your home with David A. Crotts & Associates.  Call one of our Greenwood agents today to learn more.

Commercial insurance for Greenwood businesses

At David A. Crotts & Associates, a member of Correll Insurance Group, offer commercial insurance solutions to include:

• Commercial property insurance, including tools and equipment
• General liability insurance
• Commercial auto insurance, including buses and fleet
• Professional liability insurance, including Directors & Officers (D&O)
• Excess liability/umbrella insurance
• Workers compensation
• Bonds, including performance bonds and payment bonds

Families are the backbone of our South Carolina community. We work hard every day to ensure that our family clients feel covered in the event of an unforeseen accident or other occurrence.

To learn how we can create a portfolio that addresses your business’s risks while meeting your bottom line, reach out to our local agents.

Individual and group health and life insurance

We have experience writing personalized health and life insurance plans for individuals, families and businesses throughout the area:

• Health insurance, including PPO plans and high-deductible plans
• Life insurance, including term life and permanent life
• Voluntary benefits, including dental and vision insurance
• Long-term care insurance
• Medicare supplements

Whether you are looking for a new group plan or you are curious to know what your individual health options are in the wake of recent health care reform, reach out to us.

Committed to being here for you… when it matters most

At David A. Crotts & Associates, we take great pride in being part of Correll Insurance Group. Together, we emphasize providing competent, competitive and caring services to each of our clients every day. To become part of the Correll and DAC family, call us at 864-223-8788 or contact us via the online form below the map.