The Phoenix Company

The Phoenix Advantage

Businesses that work with our Winston Salem agency get access to what we call “The Phoenix Advantage.” Over the years, we have fine-tuned our approach to offer our commercial clients risk assessment and broad coverage options. Contact us to request a free annual coverage review.

Meeting the insurance needs of businesses of all sizes

At The Phoenix Company, we offer small businesses, contractors, nonprofits and large corporations insurance at a competitive price. Our insurance packages include coverage that takes into account each client’s risk tolerance.

The commercial insurance products we offer include:

Specialty business insurance services

In addition to our general business insurance services, we provide focused insurance products and coverage to the following niche businesses:

• Construction: We work with general contractors and artisan contractors, providing them with the variety of protection they require, including builders risk, contractors equipment, contractors environmental liability and commercial auto coverage.
• Garage and auto service: We provide insurance packages to numerous auto repair and service organizations, including body repair and collision shops, auto body painting companies, tire dealers and glass installers.
• Manufacturing: Manufacturers face a great deal of risk when producing goods for the general public. We have access to coverage that helps best protect them from serious financial harm, including equipment breakdown, product recall, loss of business income, and design errors and omissions.
• Nonprofit and social service organizations: We honor the organizations that are committed to serving our community such as Head Start programs, senior centers, Boys & Girls Clubs and chemical dependency programs. We strive to protect them from risks through products such as professional liability, volunteer insurance, sexual abuse and molestation defense coverage and umbrella insurance.
• Property management: We have years of experience insuring all types of properties, including office complexes, condominiums and other residential associations, and shopping centers.
• Restaurants: Food spoilage, liquor liability, loss of business income and equipment breakdown are just a few examples of the special insurance products we provide to our restaurant clients.
• Schools and institutions: From charter schools to Montessori schools to private schools, we offer insurance portfolios to include property coverage, educator’s legal liability, commercial auto insurance and employment practices liability.

Catering to the insurance needs of North Carolina families

Families are the backbone of our North Carolina community. We work hard every day to ensure that our family clients feel covered in the event of an unforeseen accident or other occurrence. Common personal insurance products we offer our clients include:

• Homeowners insurance: This product protects your house, garage, fence and other buildings on your property against losses caused by fire, theft or other similar act.
• Condo owners insurance: As a condo owner, you must insure your own unit, as a condo master’s policy only covers the overarching structure. We can help you understand what is and isn’t covered by the condo master policy so you can obtain an insurance package that fits your needs.
• Auto insurance: We offer competitively priced car insurance policies to clients throughout North Carolina. We also work to optimize packages to include as many discounts as possible, including multi-car discounts, student discounts and multi-policy discounts.
• Motorcycle, RV and boat insurance: Protect your "toys" with insurance products that cover the automobile itself along with any related items such as helmets, oars and engines.
• Flood insurance: Let us help you protect your home against losses caused by flooding. Your North Carolina’s homeowners policy does not cover these losses.
• Umbrella insurance: This insurance may protect you and your family in the event of a personal injury lawsuit, including claims for libel and slander. This policy may also step in to pay any costs that exceed your home or auto insurance limits.
• Personal property insurance: High-value personal items such as jewelry, fine art, furs and antiques must have their own insurance policies. We can help you understand what needs extra coverage and what is covered by your base homeowners policy.
• Personal health and life insurance: Let us provide a health and life insurance portfolio that fits your lifestyle. We have access to specialty policies including long-term care insurance and cancer insurance.

As a division of Correll Insurance Group, we at The Phoenix Company are dedicated to provide caring, competent and competitive insurance to our family and business clients throughout Winston Salem and the surrounding areas. Call our North Carolina office at 336.765.9332 or fill out the contact form below the map to learn more.