Homeowners Insurance And Renters Insurance In The Carolinas

For the past 85 years, countless Carolina families have relied on Correll Insurance Group for dependable home and renter’s insurance protection. As an independent agency, we are affiliated with most of the nation’s leading home insurance carriers. This often means we can get you better rates or more lenient underwriting than you might find from an agency that represents just one insurance product.

With 21 offices across the region we are here to help you find friendly, personal service along with unparalleled insurance expertise. Many of our associates have been protecting families with quality homeowners’ insurance for 20 years or more!

What is homeowners insurance?

If you’re like many homeowners, your house represents one of your greatest investments. In addition, your home provides shelter for your family and is the place where many of life’s happiest moments occur. Homeowners insurance in South Carolina and North Carolina helps you get back the value of your home and the things in it should theft, natural disaster, fire or other issues affect your home. Make sure to give your home and your belongings the protection they deserve with affordable, comprehensive homeowners’ insurance from Correll Insurance Group.

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What is renters insurance?

If you rent a home, apartment, or condo, renters insurance is a must. This coverage reimburses you if your belongings are stolen or damaged by a covered cause of loss such as fire. When you live in a multi-family structure like a condo or an apartment, you can be inadvertently impacted by your neighbors’ practices. For example, if the person next door forgets to extinguish a candle or accidentally drops a cigarette, your belongings can be harmed. For this reason, renter’s insurance is critical. Correll Insurance Group can help you find affordable, reliable renter’s insurance in South Carolina or North Carolina.

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What kind of protection is included in Homeowners Insurance?

Homeowners insurance in South Carolina and North Carolina includes coverage for a variety of different but important circumstances.

Most homeowners’ insurance policies include:

Dwelling insurance pays to replace your home’s structure if it’s ever destroyed by fire, storm, or other causes of loss. When you purchase homeowners’ insurance coverage, make sure your policy’s limit is based on the replacement value of your home, which is often quite different than the market value. Also, inform your agent of any outbuildings. Your agent can tell you if the outbuildings are included with your policy or if you need additional protection. Also, alert your agent to any recent updates or remodeling, as these can increase your home’s replacement value. Correll Insurance Agents are happy to meet with you at your local office to discuss these details and help you get the right policy.

Contents/personal property coverage pays to replace the belongings in your home such as furniture, clothing, jewelry, and electronics. It’s a good idea to take an inventory of your belongings to ensure that your contents limit is high enough. Inform your local insurance agent of any unique or unusual valuables such as firearms, fine art, collections, expensive jewelry, or antiques. These items may require an added level of protection. In some cases, small boats (such as a drift boat) or equipment such as a riding lawnmower or tractor may be covered by your homeowners’ insurance policy. Alert your Correll agent of every asset so he or she can determine the smartest home insurance strategy.

Liability insurance pays for damages if your negligence causes harm to someone else. Liability insurance is helpful to have in many unexpected situations, like when a visitor breaks an ankle tripping on your front step or if your dog bites a neighbor. If you operate a home-based business or entertain extensively at your home, let your local Correll agent know so he or she can address any potential coverage gaps.

Two things that are not covered by your standard homeowners’ policy are the risks of flood and earthquake. If you think you may need earthquake or flood insurance (and many areas of South Carolina and North Carolina are in flood plains), ask your agent to prepare a quote for these risks. Keep in mind that flood insurance usually has a 30-day waiting period, so don’t wait until a storm is forecasted to request protection.

Whatever your home insurance needs, Correll Insurance Group can help. We also offer coverage for condominiums, second homes, and vacation homes. Ask us for a free homeowners insurance or vacation home insurance quote today!

Correll Insurance Group offers homeowners insurance, renters insurance, and condominium insurance for all of the Carolinas. Find a location near you, or complete our contact form to receive a free home insurance quote today!

Get a free home insurance quote

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You may also call 864.583.5445 to speak to an agent.

I have been with Correll Insurance Group since 2007 and I continue to enjoy working with my representatives Harry Lovelace and Loni Morelock (Rock Hill office). They support me and my business on a daily basis by providing the comfort of knowing if a crisis was to occur, my company will survive and be restored. This was evident when a fire ignited at our facility and Harry answered the phone on a Sunday and got the claim process rolling. Not only would I refer Correll, but I will continue to renew with them.

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Find A Local Agent

Looking for a trusted insurance partner you can count on? Look no further. Correll Insurance Group is here to serve you as we have served many generations throughout the Carolinas over the past 80 years. Our teams of independent insurance agents look forward to providing competent, competitive, and caring service that’s also convenient for you or your business.

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Citizens Insurance Agency

Anderson, South Carolina
(864) 226-0354
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Lowcountry Insurance Services

Beaufort, SC
(843) 522-2020
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Correll Insurance Group of Bluffton

Bluffton, SC
(843) 815-2121
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Adams, Eaddy & Associates

Columbia, SC
(803) 254-9404
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Correll Insurance Group of Gaffney

Gaffney, SC
(864) 489-5788
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Chandler Insurance

Greenville, SC
(864) 232-1591
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Coastal Plains Insurance

Hilton Head Island, SC
(843) 785-7733
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Correll Insurance Group of Inman

Inman, SC
(864) 472-2129
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Landrum Insurance Agency

Landrum, SC
(864) 457-3328
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United Insurance Agency

Laurens, SC
(864) 984-4548
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John T. Cook & Associates – Loris

Loris, SC
(843) 756-7460
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John T. Cook & Associates – Myrtle Beach

Myrtle Beach, SC
(843) 626-9491
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Correll Insurance Group of Rock Hill

Rock Hill, SC
(803) 324-2984
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Correll Insurance Group of Spartanburg

Spartanburg, SC
(864) 583-5445
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Correll Insurance Group of Summerville

Summerville, SC
(843) 486-8711
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Correll Insurance Group of Union

Union, SC
(864) 429-8819
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Jerome and Summey Insurance Agency

Brevard, NC
(828) 884-4161
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Cashiers Insurance Agency

Cashiers, NC
(828) 743-2209
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Shelley Eaddy & Associates

Charlotte, NC
(704) 331-3980
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The Phoenix Company

Winston Salem, NC
(336) 765-9332
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Gardner Associates Insurance

Columbia, SC
(803) 978-2000
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Fields Insurance

Columbia, SC
(803) 708-3775
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